The Process

Steps to Success

We like to keep things simple and understand that every deal has its own unique fingerprint. We do not follow a cookie cutter matrix to approve deals. Below are the steps we will take together to reach your end goal.


Illustration of File

Submit your client's file to your OC sales team representative.



Illustration on three people

Sales/Underwriting reviews the file. OC sales team provides you terms for the loan request. You work with your client and sell the deal.



Illustration of hand holding smartphone

OC does a quick call with the borrower to make sure we understand them, and they understand our offer.



Closing Concept - House on Key

Then we engage appraisal, title and gather the necessary stipulations needed to close.



Illustration of Money

Time to close and get paid. It's that simple!